Thursday, March 6, 2014

Philippine Veterans Bank launched its Home Loan Free Home Promo


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Last February 28, 2014, Philippine Veterans Bank (PVB) launched its Home Loan Free Home Promo in an event held at the Asian Institute Management Conference, Makati City. The said real estate housing loan product (with a loan term of 20 years) refers to a promotion wherein a cash back is guaranteed at the end of the term. PVB’s Home Loan Free Home Promo is designed to entice homeowners to take up a housing loan with PVB and avail of the bank’s cash-back guarantee. Qualifications for this promo include: 1. Homeowners with existing mortgages of at least twelve (12) months in other banks who are of good standing. 2. New home-buyers including buyers of residential house and lots, townhouses, or condominiums. 3. Homeowners who wish to make major improvements or construction on their existing residential properties Interest rate is at 8.25% p.a. repricing every 5 years with a loan able amount of up to 80% of the appraised value of collateral property (house and lot, condominium, townhouse) and up to 60% of the appraised value if the collateral property is a vacant lot.
The maximum term of the loan is 20 years provided the borrower is not over 65 years old upon loan maturity and the income requirement of the borrower is at a minimum of Php40,000 per month for single and married with no dependents for every P1M loan. Application for the housing loan can be done at the Retail Banking Division (RBD) office in Makati City (G/F PVB Head Office – Rufino corner Dela Rosa Sts., Legazpi Village, Makati City) or at any of PVB’s sixty branches nationwide. Loan applicants may also visit the PVB website, click on the PVB Home Loan
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Free Home ad to be directed to the online application form. Applicants need to fill-out the online form completely, scan and upload/submit the pre-approval requirements. The submitted online application will be emailed directly to RBD for pre-processing. Only completely filled-out online applications will be entertained. The applicant then submits the pre-approval requirements and pays the non-refundable application fee. Application with complete requirements and paid application fee will undergo process. Loan approval will take 7-10 days working days for Metro Manila, Bulacan, and CALABARZON. Targeted loan approval outside of these areas, is within 15 days but subject to several factors including accessibility, availability of both credit appraiser and loan applicant, among others. Successful PVB Home Loans borrowers can avail of a 20-year loan term with the guarantee of a 100% return of the principal loan.
The borrower agrees to shoulder the application fee, processing fee, notarial fee, MRI & Fire Insurance Premium and Registration & Cancellation fees. The promo runs from March 1 to May 31, 2014. Applications must be received within the promo period to be eligible.
For complete list of requirements, go to www.pvbhomeloans.com or you may call us at (02) 857-3800 or (02) 902-1600. You may also email your question to freehome@veteransbank.com.ph Home Loan Free Home www.pvbhomeloans.com Home Loan Free Home www.pvbhomeloans.com\ Home Loan Free Home www.pvbhomeloans.com some photos can be found here
Home Loan Free Home
www.pvbhomeloans.com






1 comment:

  1. Hello Everybody,
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